This page contains some downloadable papers about EM Applications and the products and services we provide. These papers require the Adobe Acrobat Reader downloadable from www.adobe.com.

Click below to download each paper

1. A discussion of why you need a risk model 
2. A discussion of some of the principles behind EMA’s estimation techniques 
3. A brief overview of EM Applications 

Further papers are available on request, covering the following topics:

1. Detailed description of EM Factor Analysis 
2. Discussion of optimisation techniques 
3. Presentation on “Attributing risk with a statistical factor model”
4. Product User Guides 
5. Sample Risk Reports